BMC’s Carrot And Stick Policy: Extends Friendly Loans To Hawkers, But Keeps Its Eviction Drive On

The hawkers in Mumbai are facing a strange dilemma. On the one hand, the government is wooing them by literally calling them to take bank loans of Rs 10,000 under the Pradhan Mantri Swa-Nidhi Yojana for self-employed professionals. Perceived as a strategy to woo the mainly North Indian hawkers’ community by the Bharatiya Janata Party (BJP) in the wake of forthcoming Mumbai’s civic elections, the rules for domicile certification were recently withdrawn to widen the base of hawkers benefit from it. At the same time, hawkers continue to also face eviction from the streets of Mumbai. “It’s a strange situation. On the one hand, those 17,000 hawkers enlisted in the 2014 hawkers survey, receive calls from local ward offices to fill forms and take loans. But, while we get loans, we also continue to face evictions. Not yet being issued hawking licenses means that loans serve as no guarantee of livelihoods for us. How do we repay loans if we don’t hawk on the streets?” asks Jai Shankar Singh, general secretary of the Azad Hawkers Union. The BMC is forced to solicit hawkers for loans as civic officials were given an initial target to approve loans for one lakh hawkers. However, mid-way through their targets were doubled to two lakh hawkers till March 2023. So far the BMC has managed to approve loans for 92,000 hawkers.